Chiltern’s success in Commercial Lines has been built on the expertise of our team, that have been recruited from different insurance sectors giving us an unparalleled breadth of knowledge.
We recognise that one size does not fit all and an essential part of our consultative approach is an initial meeting to discuss the requirements and challenges facing your industry sector and how best an insurance programme can protect your business.
Once we have completed an initial fact find we will complete a risk report that will be presented to insurers. Frequently we will insist on meeting with underwriters to present your business for two critical reasons;
- The underwriter needs to fully understand your business. If they don’t, it might lead to problems with paying a claim.
- If an underwriter feels comfortable with a client they are more likely to reward you with bigger discounts and incentives thus assisting with premium management.
Once the broking exercise has been completed and your business placed with the most appropriate market our rolling quarterly insurance reviews will ensure that your programme remains relevant, up-to-date and suitable for your business needs.